Dental Buy Up Highlights

BUY UP

Group Dental Plan:    #2

                        

Annual Maximum:    $3,000 per calendar year

     $2,500 Orthodontic Lifetime Maximum (excludes treatment started prior to 01/01/18)

Deductible:        None

Coverage:        Incentive 70-80-90-100% Preventive and Basic

   Each annual visit increases 10%, each missed year decreases 10% 

   50%    Prosthetics, Implants, Orthodontics 

Waiting Period:    No  

Dependents:        To age 26, no restrictions

Benefit Limitations:    

  • Exams                     2 in a calendar year

  • Prophylaxis or Perio maintenance    2 in a calendar year

  • Fluoride                 2 in a calendar year 

  • Bitewing Xrays             2 in a calendar year 

  • Full Mouth                 1 in 5 years     

  • Panorex                 1 in 5 years

  • Sealants                 1 in 3 years to age 16

    • (1st and 2nd permanent molars)

  • Scaling and Root Planing        1 in 2 years

    •  (All four quads can be done on the same day)

Limitations:        5 year replacement on Crowns and Prosthetics

Exclusions:        TMJ        Night Guards

Exceptional Coverage:    Posterior Composites

Claim Filing Limit:    6 months

Preauthorization:    Requested over $500

Alternate Benefit Clause:  Based on the least expensive treatment that is professionally accepted.

Coordination of Benefits:    Standard 

Claims Address:      Stanislaus Dental Foundation, PO Box 576007, Modesto, CA 95357

          Phone # 209-527-2430     Fax # 209-524-8773

Payer ID:        IN202