Insurance Reference Guide

The City of Modesto has varying insurance requirements for those wishing to do business.  This guide is used as a reference and is subject to change.  

Please refer back to the department that you are contracting with for additional details and to access our PINS Advantage insurance submittal software. 

City Contracts Insurance Requirements


  1. Maintenance and Service
  2. Construction
  3. Professional Services
  4. Environmental Services
  5. Information Technology

Maintenance and Service Contracts

Basic requirements for routine maintenance, janitorial, movers, on-site equip, tow service, tree maintenance and other general services.
Insurance Type or Requirement Requirement
General Liability $1,000,000 and $2,000,000 aggregate
Automobile $1,000,000
Worker's Compensation $1,000,000
Waiver of Subrogation Form Required
Additional Insured Endorsement Additional Named Insured language required: The City of Modesto, its officers, officials, employees, agents and volunteers are to be covered as additional insureds.

Established Vendors and City Rentals Insurance Requirements


  1. Facility Rentals
  2. Established Vendors
  3. City Owned Property Lessees

Rental of Facilities

Space rental for special occasions to groups who have no employees, such as club functions, weddings, dances, picnics, social dinners, recreational activities including baseball, soccer, etc.
Insurance Type or Requirement Requirement
General Liability $1,000,000 and $2,000,000 aggregate
Waiver of Subrogation Form Required
Additional Insured Endorsement Additional Named Insured language required: The City of Modesto, its officers, officials, employees, agents and volunteers are to be covered as additional insureds.

Special Permit Insurance Requirements


  1. Encroachment Permit
  2. Entertainment Permit

Encroachment and Grading Permit

Insurance Type or Requirement Requirement
General Liability $1,000,000 and $2,000,000 aggregate
Worker's Compensation $1,000,000
Additional Insured Endorsement Additional Named Insured language required: The City of Modesto, its officers, officials, employees, agents and volunteers are to be covered as additional insureds.